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WHY INEXPENSIVE LOANS?

Virtual Lender

  • Because we are a 100% online mortgage company.
  • We have evolved and changed unlike an overhead ridden, brick and mortar,labor intensive and paper consuming lender.
  • We reach everyone and we make a small profit, and pass the savings to our customers.

No Origination Points

  • Our rates are almost a full point less than regular banks, mortgage brokers, and Internet lenders.
  • Save 0.50 to 0.625 of a point with us.On a $240,000 loan you can save $1200 to $1500 !

National Lending Partners

  • We work with over 100 plus lenders nationally.
  • The web site is updated daily with the lowest rates. Among a mind boggling array of 60,000 loan products we provide the best.

Uniform fees

  • Our fees are $400 with no points on prime credit.
  • We make a small amount for our services, and we provide a reasonable service.

Good Faith Estimates Upfront

  • We provide good faith estimates immediately.
  • You know what your costs and fees are. There are no surprises.

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