USER AGREEMENT AND COPY RIGHT NOTICE ALLIANCE MTG INC.

Alliance Mortgage web site is provided to the user on terms and conditions outlined below:

The "User"agrees without changes in terms and conditions and all notices placed herein that by using this website or accessing its contents in any manner or form directly or indirectly that all terms, conditions and notices contained herein are expressly understood and agreed upon.

Alliance Mortgage reserves all rights to amend, change, revise or modify the terms and conditions unilaterally any time. The User will rely upon self to understand such changes in reviewing any changes.Any usage of the website after such changes are made ,will constitute an acceptance of the terms and conditions made.Alliance Mortgage also reserves the right to deny, restrict or withhold access to the user anytime without notice or cause.

COPYRIGHT AND TRADEMARK NOTICES

All contents of the website http://www.alliancemtg.com

is copyrighted © 1996-2006 by Alliance Mtg inc.and or by its subsidiaries located at 18000 Studebaker Road,Suite 700,Cerritos Ca 90703 United States of America.

NON COMMERCIAL USAGE .

The contents of this website are for personal consumption only and strictly for Noncommercial usage. All the text, mortgage applications, mortgage content, calculators graphics, page layouts, computer codes,logos and slogans are the property of Alliance Mortgage and cannot be reproduced, copied, derived into another product, published, transferred, sold, hypothecated, licensed, transmitted, electronically altered, displayed or converted without written permission.

RIGHT TO CHANGE

Alliance Mortgage reserves the right to make any and all changes to the contents of website www.alliancemtg.com without notice to the user and at its sole discretion anytime.

USERS REPRESENTATIONS

User hereby represents and agrees that there is no direct or implied partnership, co-branding agreements,employment contract, joint venture, economic arrangement,or an agency relationship as a result of the usage of this website between Alliance Mortgage and the user. The user will not represent himself/herself as an employee if not employed at the time by Alliance Mortgage or its subsidiaries, or as an agent of Alliance Mortgage.

Furthermore Alliance shall not be liable for any such representations made by any individuals or Businesses using its name on the Internet or otherwise in similar names to the likes of Alliance Mortgage with or without Alliance Mortgage's knowledge.

DISCLAIMER NOTICE

Alliance Mortgage will provide the user with best possible information in all Good faith and belief and will maintain high integrity of its content and data. The information published on this website and pages sometimes may contain inaccuracies, typographical errors, missing data,incomplete content,and may be non functional and cannot be relied upon. All information is provided on a "as is" basis without any warranty. Alliance Mortgage and/or its vendors, stockholders, directors hereby disclaim all warranties and conditions with regard to this information, products and services, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS AND RELIANCE FOR ANY PURPOSE, TITLE AND NONINFRINGEMENT. .

Alliance Mortgage Inc and/or its vendors, owners, partners, lenders suppliers, designers, stockholders, directors,employees, service providers,hosting companies, affiliates,associates,content providers in no event will be liable For any damages incurred directly, indirectly,incidental,special,punitive,or consequential whether such damages arise from the usage of this website or implied from the usage of this website, or from any other source, as a result of usage by third party or arise through tort,contract,strict liability or otherwise.

In no event such Alliance Mortgage's liability will exceed the fees it actually received in relation to the occurrence with the user where the user asserts such damages or claims exists. User also hereby agrees not to claim any amounts over and above what he paid for the actual services and will not sue Alliance Mortgage, its owners, stockholders, employees, directors, vendors, associates, service providers,hosting companies, staff or any parties related to Alliance Mortgage.

Furthermore Alliance Mortgage makes no representations and warranties about the suitability of its web site content ,malfunctioning ,delayed services,products,loan information, rates changes, services provided ,or makes any promises to guarantee closure of any loans made through the web site.

INDEMNIFY

As a condition of the usage of this web site the user hereby agrees to indemnify Alliance Mortgage and its subsidiaries,stockholders, directors, employees, associates, service providers and parties related to Alliance Mortgage from and against any and all liabilities, damages, costs, ,expenses, attorney fees,costs, as a result of the usage of this web site or its content, malfunctions, materials, information or any other interaction.

DISPUTE RESOLUTION

If any dispute regarding any matter whatsoever arises between a visitor/vistors and the owners of this website, that dispute must be resolved by an arbitration as herein provided in this paragraph. First, the person/persons making such claims must provide written notice of that claim to the other party within thirty 25 days after the claiming party learns that he/she/it may have a claim. Failure to provide said twenty five 25 day notice shall result in the complete release and extinguishment of the alleged claims by the party in entirety. If said twenty five 25 days notice is timely provided then the claiming party must notify the American Arbitration Association in the county of Los Angeles, California, and file a claim with the American Arbitration Associationin the county of Los Angeles, California, within thirty 35 days after the date of the twenty 25 day complaint letter. Said arbitration must then be resolved formally within thirty five 35 days after submittal of the claim to the American Arbitration Association. Whatever fees must be paid to the American Arbitration Association shall be the complete responsibility of the claiming party. By using this site, you, as a visitor and others with you agree that the dispute resolution process is fair and reasonable in all respects and you agree to abide by it.

GOVERNING LAW

This agreement is governed by the laws of the State of California, United States of America. The user consents and agrees that any disputes arising out of the usage of this web site will be governed by the laws of the State of California , and the exclusive jurisdiction and venue of courts will be held in Los Angeles County, Norwalk,California.

Usage of this web site is unauthorized in any other jurisdiction that does not provide all provisions of the terms and conditions set herein including and without limitations of this paragraph.

If any part of this Agreement is determined to be invalid or unenforceable pursuant to any applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, the invalid or unenforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect.

ENTIRETY OF THIS AGREEMENT

This agreement contains the entire Agreement between Alliance Mortgage and the user and it supersedes any prior versions and notices, written , oral and electronic between both parties.

A printed copy of this Agreement and any notice given in an electronic form will be admissible in any judicial or administrative proceeding to the same extent and subject to same conditions as other business documents in printed form.

This agreement holds all notices, policies, disclaimers and terms of usage and in the event of a conflict between such other terms and conditions the terms of this agreement will hold. Any rights not expressly granted herein in this Agreement are reserved.

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