Our daily posted rates are based on a number of assumptions, typically including the property location, loan amount, your income and your credit scores. The type of the loan and rate you may actually qualify for depends upon these and other factors. Below is a quick reference of the major assumptions made for the loan rates posted on our website.

Loan Rate Assumptions

   

Property Type:

 Single Family Residence

Occupancy:

 Owner

FICO Score:

 650 or above

Loan Amount:

 $417,000 or less

Points:

 Less than 1%

Loan Use:

 Original or Refinancing Loan

Loan-To-Value:

 Maximum 80%

Cashout Loan:

 Maximum 75%

Income Verification:

 Full Documentation Required

Prepayment Penaty:

 None

Property Location:

 California
. .