100%
home loans and 80/20 mortgages-1.5million
Getting a 100%
mortgage loan is not difficult if you have fair credit. Having enough
money to close a real estate loan is a major problem, however you can
purchase real estate, with no money down home loans!
100%
home loans 80/20 programs
- Alliance offers
one of the most competitive 100% financing
- Minimum 620
fico score required few 600 in some states.
- Great FHA alternative
financing -no county income limits.
- 100% home loans
80/20 upto 1,500,000 owner occupied SFR
- 80/20 COMBO
loan 80% 1st mortgage and a 20% second mortgage
- No mortgage
insurance, impounds or reserves.
- Great equity builder
as second loan gets paid off faster.
- Some closing costs
can be paid by seller.
103%
Loan to Value
- 100% of the
purchase price financed. No down payment needed.
- Closing costs
up to 3% can be financed.
- Fico scores
700 +
- Fixed rate
30 year home loan
100%
Stated income home loans and mortgages
- Minimum 640 fico
scores required
- 2/28
and 3/27 mortgages
- No
mortgage insurance
100%
Second home loans and mortgages
- 100%
stand alone second home loans for cash out refinances.
- Minimum
fico scores 640 and above
- Fully
amortized 15 years
- Some
seconds loans can be stated income as well.
- Cash
out refinaces are available in Texas.
95%
Stated income home loans and mortgages
- Excellent
program for self-employed.
- Minimum
fico scores 580
- COMBO
loan typically a 80% 1st mortgage and a 15% second.
These loans are FICO dependent.Your debt ratios must
not exceed 50%, on some loans and "A-" credit
ranking needed.
Apply
Now
Go
Back to Loan Program Page All
100% home loans are Fico driven and available in Califonia and Texas purchases.
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