If the current rates are lower than your existing mortgage, refinancing can provide significant cost savings for the length of the loan and to your cash flow. Our loan rates are at least 0.50 lower than other Internet based mortgage companies.

Interest only option loans:

• Want lower payments?
• Pay interest only for 10 years
• Qualify for 25% more home loan
• Great for short term holding
• Save hundreds of dollars on monthly cash flow
• This is not a 'negative amortization loan'.

40 year amortized loans:

• Loan programs that stretch your dollar
• Lower monthly payments
• Qualify for greater mortgage
• Great savings on monthly mortgage payments

Convert your fixed rate to an adjustable. Adjustable rates are usually 2% lower than the fixed.This strategy is great if you want to keep the property short term and or plan to refinance again.

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