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The 125% loanThe 125% loan
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SPECIALTY LOAN PROGRAMS

Interest only loans:

  • Want lower payments?
  • Pay interest only for 10 years
  • Qualify for 25% more home loan
  • Great for short term holding
  • Save hundreds of dollars on monthly cash flow
  • This is not a 'negative amortization loan'.
  • Fico score 560 required

50 year amortized loans:

  • Pay down principal from the start.
  • Lower payments
  • Not available in all states

40 year amortized loans:

  • Loan programs that stretch your dollar
  • Lower monthly payments
  • Qualify for greater mortgage
  • Great savings on monthly mortgage payments
  • Owner occupied, non owner, second homes
  • Credit scores low as 500
  • All credit grades

Stated Income loans

  • No income on loan application
  • Wage earners, self employed
  • Minimum 640 fico needed.

No seasoning loans

Will use appraised value first mortgages only.

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